United Trust Bank (UTB) is an established specialist bank in the United Kingdom. Founded in 1955, UTB provides a range of secured funding facilities for individuals and businesses, as well as deposit accounts. Their core areas of lending include asset finance, bridging finance, development finance, and specialised mortgages. UTB is known for its pragmatic, common-sense approach to lending, strong broker relationships, and deep expertise in its chosen markets. They focus on providing excellent service and tailored solutions to meet the specific needs of their customers.
The headquarters serves as the central operational hub for United Trust Bank, housing its executive leadership, core banking operations, risk management, and strategic planning functions.
Located in a modern, A-class office building, providing state-of-the-art facilities conducive to a dynamic financial services operation. Specific internal architectural highlights are not publicly detailed, typical for a corporate office focused on functionality and security.
United Trust Bank fosters a professional, collaborative, and results-driven work culture. There's an emphasis on expertise in specialist finance, strong ethical standards, customer-centric service, and prudent risk management. Employees are encouraged to be proactive and contribute to the bank's growth.
Its location in the City of London provides UTB with direct access to the UK's financial ecosystem, talent pool, and key industry networks, reinforcing its status as a significant specialist lender.
United Trust Bank's operations are primarily focused on the United Kingdom. It serves individuals, businesses, and brokers across England, Wales, and Scotland, specializing in the UK lending market. While it may engage in transactions with international aspects (e.g., overseas investors in UK property), it does not have physical operational branches or a significant banking presence outside of the UK.
One Ropemaker Street
London
England
United Kingdom
Address: N/A (No fixed secondary office addresses; field-based team)
To provide localized support to brokers and customers, understand regional market dynamics, originate new business in asset finance, property finance, and mortgages, and maintain strong relationships across the UK.
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As of April 2025, United Trust Bank' leadership includes:
United Trust Bank has been backed by several prominent investors over the years, including:
Over the past 12 months, United Trust Bank notably appointed a new Chief Financial Officer, Mark Bampton, signifying a key leadership transition in its finance division. Other senior appointments have also strengthened various departments.
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United Trust Bank commonly uses the email format consisting of the employee's first initial followed by their full last name, preceding the '@utbank.co.uk' domain. Other formats might exist but this is a widely observed pattern.
[first_initial][lastname]@utbank.co.uk
Format
jsmith@utbank.co.uk
Example
80%
Success rate
Specialist Lending Solutions • May 7, 2024
United Trust Bank (UTB) has enhanced its unregulated bridging proposition, increasing maximum loan-to-value (LTV) ratios on first and second charges and introducing a new product switching process for qualifying existing borrowers....more
Mortgage Introducer • April 23, 2024
United Trust Bank (UTB) has launched a new online tool designed to help mortgage intermediaries and their clients quickly assess potential savings when switching products from its current range....more
Bridging and Commercial • February 27, 2024
United Trust Bank (UTB) has expanded its asset finance division with the appointment of Nick Onslo and Steve Suppression as business development managers (BDMs), to support brokers and customers in the Midlands and North of England respectively....more
UTB Press Release / Various Financial News Outlets • September 1, 2023
United Trust Bank announced the appointment of Mark Bampton as its new Chief Financial Officer. Mark succeeded Stuart Ayres, who stepped down from the role....more
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