Provident Savings Bank, F.S.B. was a federally chartered savings bank headquartered in Riverside, California. Founded in 1956, it served communities throughout Southern California, particularly in the Inland Empire, offering a range of personal and business banking services including deposit accounts, loans, and mortgage products. Known for its community-oriented approach, Provident Savings Bank focused on providing personalized customer service. In 2014, its parent company, Provident Financial Holdings, Inc., was acquired by Sterling Financial Corporation, which itself was acquired by Umpqua Holdings Corporation shortly thereafter. The operations and branches of Provident Savings Bank were subsequently integrated into Umpqua Bank.
The headquarters housed key administrative functions, including executive management, loan operations, finance, human resources, and strategic planning for its network of branches.
Likely a prominent multi-story office building in a central business district of Riverside, designed to project stability and trust, with accessible customer-facing areas for certain services.
As a community-focused bank, the work culture likely emphasized strong customer relationships, local community involvement, and a collaborative environment among employees dedicated to serving the financial needs of the region.
The Riverside headquarters was a symbol of the bank's commitment to the Inland Empire and served as the nerve center for its growth and operations in Southern California for decades.
Provident Savings Bank, F.S.B. operated primarily as a regional bank focused on serving communities within Southern California. It did not have an international operational presence; its functions were geographically concentrated in its service areas within California, USA.
3756 Central Avenue
Riverside
CA
USA
Address: Historically, multiple branch locations; e.g., 24900 CalHoun Rd (Note: Specific addresses are historical and may now be Umpqua branches or other businesses)
To serve the growing residential and commercial banking needs of the Southwest Riverside County community.
Address: Historically, branch locations serving the Coachella Valley. (Note: Specific addresses are historical)
To provide accessible banking solutions and support the economic activity within the Coachella Valley.
Address: Historically, branch locations serving San Bernardino County. (Note: Specific addresses are historical)
To support the financial well-being of the Redlands community and contribute to its local economy.
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As of April 2025, Provident Savings Bank' leadership includes:
Provident Savings Bank has been backed by several prominent investors over the years, including:
Provident Savings Bank, F.S.B. was acquired by Sterling Financial in 2014, which was then acquired by Umpqua Bank. Therefore, there have been no executive hires or exits for 'Provident Savings Bank' as an independent entity in the last 12 months. Key executive transitions occurred around the time of these acquisitions.
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Historical email formats for Provident Savings Bank are not publicly documented. For a bank of its era and type, common formats would typically include the first initial followed by the last name, or first name separated from the last name by a dot, at their domain.
[first_initial][last]@providenterings.com or [first].[last]@providenterings.com (speculative historical formats)
Format
jdoe@providenterings.com or jane.doe@providenterings.com (example)
Example
0 (The domain providenterings.com is historical and no longer active for email communication related to Provident Savings Bank.)%
Success rate
GlobeNewswire (originally Business Wire) • October 29, 2013
Sterling Financial Corporation (NASDAQ:STSA) and Provident Financial Holdings, Inc. (NASDAQ:PROV) announced the signing of a definitive agreement for Sterling to acquire Provident, the parent company of Provident Savings Bank, F.S.B., in a transaction valued at approximately $168 million. This expanded Sterling's footprint into Southern California....more
Umpqua Bank Press Release / News Archives • April 18, 2014
Umpqua Holdings Corporation (NASDAQ:UMPQ) announced the completion of its acquisition of Sterling Financial Corporation. This merger, valued at $2 billion, brought together two leading Pacific Northwest-based community banks, effectively integrating the former Provident Savings Bank operations into the Umpqua Bank network....more
Provident Financial Holdings, Inc. Press Release (via Business Wire) • February 21, 2012
Provident Financial Holdings, Inc., parent company of Provident Savings Bank, F.S.B., announced that its Board of Directors declared a quarterly cash dividend. This news reflects its status as an active, publicly traded entity prior to its acquisitions....more
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