Modalku
Modalku's Overview
Modalku is a pioneering peer-to-peer (P2P) lending platform in Indonesia, dedicated to empowering Micro, Small, and Medium Enterprises (MSMEs) by providing access to business financing. As the Indonesian arm of the Funding Societies group, the largest SME digital financing platform in Southeast Asia, Modalku connects creditworthy MSMEs with individual and institutional lenders. They leverage technology to streamline the loan application process, making funding faster and more accessible for businesses traditionally underserved by conventional financial institutions, thereby fostering economic growth and financial inclusion in Indonesia.
Where is Modalku's Headquarters?
HQ Function
Serves as the central hub for Modalku's Indonesian operations, including local technology adaptation, customer service, risk assessment for the Indonesian market, marketing, sales, and strategic partnerships within the country.
Notable Features:
Modern office space within a prominent commercial tower (APIC Tower) in Jakarta's Kuningan business district, designed to foster a collaborative and innovative fintech work environment.
Work Culture:
A dynamic, agile, and fast-paced fintech environment typical of high-growth tech companies. Emphasizes innovation, collaboration, customer-centricity, and a mission-driven approach to financial inclusion and empowering MSMEs in Indonesia.
HQ Significance:
The headquarters is pivotal for Modalku's leadership in the Indonesian P2P lending market, enabling it to tailor solutions for local MSMEs, navigate domestic regulations, and drive financial technology adoption in the country.
Values Reflected in HQ: The headquarters' location in a prime business district and its modern setup likely reflect Modalku's values of professionalism, technological advancement, accessibility, and ambition in serving the Indonesian market.
Location:
Modalku, as an integral part of the Funding Societies group, supports a variety of functions across Southeast Asia, with operations in Indonesia, Singapore, Malaysia, Thailand, and Vietnam. Key functions include: SME digital financing, peer-to-peer lending solutions, invoice financing, supply chain financing, development and maintenance of its proprietary technology platform, advanced risk management and credit assessment, localized business development and marketing, customer support tailored to each country, and ensuring regulatory compliance across diverse jurisdictions. The group is committed to providing comprehensive and accessible digital financial solutions for MSMEs throughout the region.
Street Address:
APIC Tower Lt. 7 Unit C, Jl. H. R. Rasuna Said Blok X-5 No.7
City:
Jakarta Selatan
State/Province:
DKI Jakarta
Country:
Indonesia
Modalku's Global Presence
Singapore, Singapore
Address: 11 colloquy #07-07, Singapore, 078881
Drives innovation and expansion across Southeast Asia, acting as the primary hub for regional operations.
Kuala Lumpur, Malaysia
Address: Unit 11.03, Level 11, Menara KWSP, Changkat Raja Chulan, Off Jalan Raja Chulan, 50200 Kuala Lumpur
Caters to the Malaysian market, providing digital financing solutions to SMEs and investment opportunities for local investors.
Bangkok, Thailand
Address: No. 2525, FYI Center, Tower 2, 11th Floor, Unit 2/1101-2, Rama IV Road, Klongtoei Sub-District, Klongtoei District, Bangkok 10110
Supports the growth of Thai MSMEs through tailored digital financing products within the Thai market.
Ho Chi Minh City, Vietnam
Address: Funding Societies Vietnam Company Limited, Floor 8, Bitexco Nam Long Office Building, 63A Vo Van Tan, Vo Thi Sau Ward, District 3, Ho Chi Minh City, Vietnam
Expands the group's reach into the Vietnamese market, offering digital financing solutions to local businesses.
Buying Intent Signals for Modalku
Highperformr Signals uncover buying intent and give you clear insights to target the right accounts at the right time — helping your sales, marketing, and GTM teams close more deals, faster.
Executive Team of Modalku
As of April 2025, Modalku' leadership includes:
Investors of Modalku
Modalku has been backed by several prominent investors over the years, including:
Executive New Hires/Exits in the Last 12 Months
Funding Societies has focused on strengthening its leadership team with strategic appointments and role transitions to support its regional growth. Key movements include Pramod Malewar joining as Group Head of Technology and Product Finance in late 2023 and an earlier transition where Co-founder Kelvin Teo was appointed Group CEO in August 2023.
New Appointments:
Technology (Tech Stack) used by Modalku
Discover the tools Modalku uses. Highperformr reveals the technologies powering your target accounts — helping your sales, marketing, and GTM teams prioritize smarter and close faster.
Modalku Email Formats and Examples
Modalku, like many professional organizations, likely utilizes a standardized email format for its employees. The most common format is often a combination of an employee's first name and last name, or first initial and last name, followed by the company's domain. For general inquiries, they also use role-based emails like info@ or press@.
firstname.lastname@modalku.co.id or firstinitiallastname@modalku.co.id
Format
jane.doe@modalku.co.id or jdoe@modalku.co.id
Example
70%
Success rate
News and media
Funding Societies Blog • April 2, 2024
Funding Societies (Modalku Group) Secures US$27 Million Debt Facility from AlteriQ Global
Funding Societies, the parent group of Modalku, announced it has secured a US$27 million debt facility from AlteriQ Global, a Singapore-based fund manager. This funding is aimed at expanding the company's SME lending activities across Southeast Asia....more
Antara News • March 7, 2024
Modalku and Bank OCBC NISP Collaborate to Disburse MSME Loans
Modalku announced a strategic partnership with Bank OCBC NISP to disburse business capital loans of up to Rp2 billion (around US$128,000) to MSMEs in Indonesia. This collaboration aims to expand access to financing for underserved businesses....more
Technode Global • February 15, 2024
Funding Societies | Modalku Achieves Group Profitability for Q4 2023
Funding Societies | Modalku announced that it achieved group profitability in the fourth quarter of 2023. The SME digital financing platform also reported disbursing over S$5 billion (US$3.76 billion) in financing across Southeast Asia since its inception....more
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