HomeStart Finance is a statutory authority of the South Australian Government, established in 1989. Its core mission is to make home ownership a reality for more South Australians by providing innovative and flexible home loan solutions, particularly for those who may not meet the criteria of traditional lenders. HomeStart offers a range of products designed to overcome common barriers to buying a home, such as low deposits or fluctuating incomes. They are committed to responsible lending and supporting customers throughout their home ownership journey, contributing significantly to the state's economic and social well-being.
The headquarters serves as the primary administrative, operational, and customer service hub, managing loan origination, policy development, financial operations, and strategic planning for HomeStart Finance.
A modern, accessible office space designed to facilitate customer interactions and support a collaborative work environment for its staff.
HomeStart fosters a customer-centric and supportive work culture, with a strong emphasis on teamwork, integrity, and achieving positive social outcomes for South Australians. Employees are driven by the mission of helping people achieve home ownership.
The Adelaide headquarters is central to HomeStart's ability to deliver its mandate, providing a focal point for its services, stakeholder engagement, and its contribution to South Australia's housing strategy.
HomeStart Finance's operations are exclusively focused on South Australia. It provides housing finance solutions to residents within the state and does not have an international operational presence. Services are accessible through its Adelaide head office, online channels, and a network of accredited brokers across South Australia.
123 Pirie Street
Adelaide
SA
Australia
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As of April 2025, HomeStart' leadership includes:
HomeStart has been backed by several prominent investors over the years, including:
Over the past 12-18 months, HomeStart Finance has seen key appointments strengthening its executive team, particularly in Risk & Compliance and People & Culture, alongside some departures and role restructures from the previous period.
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HomeStart Finance commonly uses the [first].[last]@homestart.com.au email format for its employees. This is a standard professional email structure.
[first].[last]@homestart.com.au
Format
jane.doe@homestart.com.au
Example
85%
Success rate
premier.sa.gov.au • May 16, 2024
The South Australian State Budget 2024-25 includes significant measures to support first home buyers, such as abolishing stamp duty for eligible new builds and increasing property value thresholds. HomeStart Finance is positioned to play a key role in these initiatives, helping more South Australians access home ownership through its tailored loan products and support services....more
HomeStart Finance • October 26, 2023
HomeStart Finance announced in its 2022-23 Annual Report that it achieved a record $1.16 billion in home loan approvals, assisting 3,026 South Australian households into home ownership. This highlights HomeStart's crucial role in the state's housing market, especially during times of economic uncertainty and rising interest rates....more
HomeStart Finance News • November 15, 2023
HomeStart Finance was recognised at the Finder Awards 2023, winning the Specialist Lender category. This award acknowledges HomeStart's commitment to providing accessible and innovative home loan solutions to South Australians....more
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