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Home Credit Vietnam's Overview

Total employees1546
HeadquartersHo Chi Minh City
Founded2008

Home Credit Vietnam, part of the global Home Credit Group, is a prominent consumer finance company operating in Vietnam since 2008. It specializes in providing accessible and responsible financial solutions to individuals, particularly those underserved by traditional banking institutions. Their product portfolio includes cash loans, consumer durable loans (for items like motorbikes, electronics, and home appliances), revolving loans, and credit cards. Home Credit Vietnam leverages a widespread network of Points of Sale (POS) across the country, along with digital channels, to reach its customers. The company emphasizes financial literacy and responsible lending practices, aiming to improve the financial well-being of the Vietnamese population.

Where is Home Credit Vietnam's Headquarters?

HQ Function

The headquarters serves as the central hub for strategic decision-making, operational management, product development, marketing, risk management, and corporate functions for Home Credit's operations across Vietnam.

Notable Features:

Located in a modern office building, the headquarters likely features contemporary workspaces designed to foster collaboration, innovation, and efficiency, equipped with up-to-date technology infrastructure.

Work Culture:

The work culture at Home Credit Vietnam is generally described as dynamic, customer-focused, and performance-driven, with an emphasis on digital innovation and teamwork. There's a focus on employee development and embracing diversity.

HQ Significance:

The Ho Chi Minh City headquarters is crucial for coordinating Home Credit's extensive nationwide network, driving its digital transformation agenda, and adapting global best practices to the local Vietnamese market.

Values Reflected in HQ: The headquarters' operations and design likely reflect Home Credit's values of entrepreneurship, focus on results, innovation, fairness, and customer-centricity.

Location:

Home Credit Vietnam is a key part of Home Credit Group, an international consumer finance provider with operations across multiple countries in Asia (such as China, India, Indonesia, Philippines, Kazakhstan) and historically in Central and Eastern Europe. While Home Credit Vietnam focuses solely on the Vietnamese market, it benefits from the global Group's expertise in risk management, product innovation, technology platforms, and operational best practices. The Group supports its local entities with shared services and strategic guidance, allowing them to leverage global scale while tailoring products to local needs.

Street Address:

Phu Nu Building, 20 Nguyen Dang Giai, Thao Dien Ward

City:

Ho Chi Minh City

State/Province:

Ho Chi Minh City

Country:

Vietnam

Home Credit Vietnam's Global Presence

Nationwide, Vietnam

Address: Extensive network of over 9,000 Points of Sale (POS) and customer service points distributed across all 63 provinces of Vietnam.

To ensure maximum accessibility and market penetration, bringing financial services closer to customers in both urban and rural areas throughout Vietnam, supporting local retail partners.

Hanoi, Vietnam

Address: While not a secondary HQ, Home Credit maintains a significant operational presence in Hanoi, including larger branch offices and regional support teams. For example, a major branch could be located in a central district like Cau Giay or Dong Da.

To effectively manage and grow the business in the key market of Northern Vietnam, providing localized support and services.

Buying Intent Signals for Home Credit Vietnam

Highperformr Signals uncover buying intent and give you clear insights to target the right accounts at the right time — helping your sales, marketing, and GTM teams close more deals, faster.

Notable news
Hiring actively
Corporate Finance
Corporate Finance
Corporate Finance
Corporate Finance
Corporate Finance
*Example signal, not calculated in real time

Executive Team of Home Credit Vietnam

As of April 2025, Home Credit Vietnam' leadership includes:

Annica Witschard - Chief Executive Officer (CEO)
Michal Skalicky - Chief Financial Officer (CFO)
Branislav Vargic - Chief Operations Officer (COO)
Pham Doan Cuong - Chief Information Officer (CIO)
Fabien Sanchez - Chief Risk Officer (CRO)

Investors of Home Credit Vietnam

Home Credit Vietnam has been backed by several prominent investors over the years, including:

Home Credit Group B.V.

Executive New Hires/Exits in the Last 12 Months

Hire1
Exits1

Key leadership changes include the appointment of a new CEO in early 2023. Other executive team adjustments may occur as part of routine strategic alignments.

Departures

Anastasia Fokina, Anastasia Fokina stepped down as CEO of Home Credit Vietnam, with Annica Witschard taking over the role.

New Appointments:

Annica Witschard, Annica Witschard was appointed as the new CEO of Home Credit Vietnam.

Technology (Tech Stack) used by Home Credit Vietnam

Discover the tools Home Credit Vietnam uses. Highperformr reveals the technologies powering your target accounts — helping your sales, marketing, and GTM teams prioritize smarter and close faster.

Home Credit Vietnam Email Formats and Examples

Home Credit Vietnam typically uses a standard corporate email format, most commonly combining the employee's first and last name with the company domain.

[first].[last]@homecredit.vn

Format

annica.witschard@homecredit.vn

Example

90%

Success rate

News and media

Global Banking & Finance ReviewDecember 7, 2023

Home Credit Vietnam Named 'Best Consumer Finance Company for Customer Service Vietnam 2023'

Home Credit Vietnam has been recognized by Global Banking & Finance Review for its outstanding customer service in the consumer finance sector in Vietnam for the year 2023, highlighting its commitment to customer satisfaction....more

VNExpress International / Home Credit VNOctober 26, 2023

Home Credit Vietnam wins two prestigious awards at The Asian Banking & Finance Awards 2023

Home Credit Vietnam was honored with 'Digital Transformation Initiative of the Year - Vietnam' and 'Consumer Finance Product of the Year - Vietnam' at The Asian Banking & Finance Retail Banking Awards 2023. These awards acknowledge the company's efforts in digital innovation and providing impactful consumer finance products....more

Vietnam Investment ReviewApril 10, 2023

Home Credit Vietnam appoints Annica Witschard as new CEO

Home Credit Vietnam announced the appointment of Ms. Annica Witschard as its new Chief Executive Officer, effective from April 2023. She brings extensive experience in finance and leadership to steer the company's growth in the Vietnamese market....more

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