Creditas is a Brazilian digital lending platform specializing in secured loans, offering products such as home equity loans, auto equity loans, and payroll-deductible personal loans. Founded by Sergio Furio in 2012, the company leverages technology to provide more affordable credit options compared to traditional financial institutions. Creditas aims to improve the financial well-being of Brazilians by offering lower interest rates through collateralized lending. They have expanded their offerings to include insurance and other financial solutions, positioning themselves as a comprehensive financial wellness platform.
Serves as the primary hub for Creditas's operations, strategic planning, product development, technology innovation, and corporate functions.
Modern office space located in a prominent business district, designed to foster collaboration and innovation. Often features open-plan layouts, meeting rooms equipped with modern technology, and employee amenities.
A dynamic, fast-paced, and tech-driven environment that encourages innovation, problem-solving, and teamwork. Employees often describe a culture of ownership and a mission-driven approach to disrupting traditional financial services.
The headquarters in São Paulo, a major financial and technological hub in Latin America, is central to Creditas's operations and its ability to attract top talent and engage with the broader fintech ecosystem.
Creditas primarily operates in Brazil, its home market, with significant operations. It has expanded its presence internationally, notably with an operational office in Mexico to tap into the Latin American market and a technology hub in Valencia, Spain, to leverage European tech talent for its platform development. These locations support its mission to provide innovative financial solutions across different regions.
Av. Brigadeiro Faria Lima, 3729 - 7º andar, Itaim Bibi
São Paulo
SP
Brazil
Address: Specific address not widely publicized, typically in a major business district like Polanco or Reforma.
To serve as a key operational base for growth in Mexico, one of Creditas's strategic international markets.
Address: Likely located within a technology park or innovation hub in Valencia.
To enhance Creditas's technological capabilities and support global product development by accessing a diverse talent pool in Europe.
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As of April 2025, Creditas' leadership includes:
Creditas has been backed by several prominent investors over the years, including:
In the past year, Creditas has focused on strengthening its financial leadership, notably with the appointment of a new CFO. There have been no widely publicized major C-suite departures during this period, indicating stability in its top leadership team as it navigates market conditions and pursues profitability.
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Creditas commonly uses the email format [first].[last]@creditas.com or [first_initial][last]@creditas.com. For example, an email for Jane Doe could be jane.doe@creditas.com or jdoe@creditas.com. The [first].[last] format is generally more prevalent.
[first].[last]@creditas.com
Format
sergio.furio@creditas.com
Example
85%
Success rate
LatamList • May 15, 2024
Creditas reported its Q1 2024 financial results, showing a 6% year-over-year increase in revenue to $81.6 million. The company significantly reduced its net loss to $10 million, compared to $45 million in Q1 2023, indicating progress in its strategy for sustainable growth and profitability....more
Contxto • February 28, 2024
Creditas announced record revenue of R$486.8 million (approx. US$98 million) for Q4 2023, a 16% increase from the previous quarter. The company also reduced its net loss by 44% to R$165.9 million (approx. US$33.5 million), showcasing improvements in operational efficiency....more
Bloomberg Línea • October 5, 2023
Creditas appointed Armando Acho as its new Chief Financial Officer. Acho, previously with SoftBank Group International and Goldman Sachs, is tasked with helping the fintech achieve profitability and sustainable growth....more
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